Effective Date: Jun 2024 

Introduction:

Innovation Health Benefits.com (the “Publisher”) website (the “Website”) is a platform designed for you, the user (“you” and “your”), to access content related to the Publisher, including social and interactive features.

These Terms of Service (“Terms”) and the associated Privacy Policy apply to your use of the Website. The Publisher acts as the Data Controller for any personal data you provide. For details on how your personal data is used, please refer to the Privacy Policy.

You must review and accept these Terms before using the Website. Unless otherwise specified, you must be 18 or older (or 13 or older with parental or guardian consent) to use the Website.

We license the use of the Website to you based on these Terms and any applicable rules or policies from the Website Store. We do not sell the Website to you; we retain ownership of the Website, while the content provided via the Website remains the Publisher’s responsibility.

1. Changes

We may update the Website or these Terms occasionally. If we do, we’ll notify you by updating the Effective Date above and through the Website. You must accept these changes to continue using the Website. If you disagree with any changes, you should stop using the Website.

From time to time, we may release updates via the Website Store. You may need to download the latest version and accept any new terms to continue using the Website.

2. Accessing the Website and Content

You can access the Website via your web browser and internet connection. It is your responsibility to ensure your equipment meets the necessary system requirements. We are not responsible for any lack of functionality due to your equipment.

Access to parts of the Website or its content may be restricted occasionally for maintenance or updates. You are responsible for any costs incurred from using the Website, including internet and data charges.

The functionality, availability, and quality of the Website may vary depending on your device, operating system, and restrictions imposed by content providers.

3. Your Use of the Website

In compliance with these Terms, we grant you a non-transferable, non-exclusive, revocable license to use the Website on your device for personal, non-commercial use. This is subject to these Terms, the Privacy Policy, and applicable Website Store rules.

You agree:

Not to use the Website for illegal purposes or in ways that disrupt, damage, or impair the service.
Not to access or attempt to access other users’ accounts.
Not to impersonate any person or misrepresent your identity.
Not to post or transmit content that is hate speech, obscene, harassing, threatening, pornographic, abusive, defamatory, inciting violence, or containing nudity, graphic violence, unauthorized commercial communication, fraudulent, misleading, infringing, violating someone’s rights, or containing viruses.
That any content you upload is owned by you and complies with these Terms.
To refrain from actions that damage our reputation or that of the Website, service providers, or the Publisher.
Not to copy or modify the Website or its content, except for personal, non-commercial use or necessary backup.
Not to infringe on our or the Publisher’s intellectual property rights.
To be responsible for your interactions with other users.
Not to collect other users’ content or information without permission.
That uploaded content (except private messages) will be non-confidential and may be viewable by other users. You grant us and others a perpetual, irrevocable, royalty-free, worldwide license to use and distribute such content.
To waive any moral rights related to uploaded content.
To compensate and defend us against any claims resulting from your breach of these Terms.
To keep your password secure and not share it.
Not to allow others to use your account.
To comply with all applicable laws.

4. Termination

We may terminate these Terms and close your account at any time without notice if we cease to provide the Website. We may also suspend, restrict, or terminate your access to the Website if you breach these Terms.

You may close your account by emailing us at [info@spanish.innovationhealthbenefits.com].

5. Intellectual Property

The Website, its content, and all associated intellectual property rights are owned by us or our licensors. You do not gain any intellectual property rights except as explicitly stated in these Terms. You may only use the Website for personal, non-commercial purposes.

6. Licensing

The Website and its content are our property or that of our licensors. Your use of the Website is strictly in accordance with these Terms. The Website and any software are licensed, not sold, to you. We may assign these Terms, but you may not transfer your rights or sub-license your rights under these Terms.

7. User Generated Content and Moderation; Notice and Takedown

We respect intellectual property rights and expect users to do the same. Users may upload content to the Website (“User Generated Content”). You represent that you own or control all rights to your content and grant us a license to use it. We are not responsible for reviewing such content for copyright infringement and are not liable for its accuracy or availability. We reserve the right to remove or moderate content and terminate access to the Website for breaches.

If you believe your copyright is being infringed, contact us at info@spanish.innovationhealthbenefits.com

8. Personal Data

For details on how we use your personal data, please see the Privacy Policy.

9. Our Legal Obligations

Nothing in these Terms limits liability for death or personal injury caused by negligence or fraud. We are not responsible for losses not caused by our breach, actions of third parties, indirect or consequential losses, or harm from interrupted service. Our liability is limited to $100 for any loss or damage from the use of the Website.

10. Disclaimer and Technical Limitations

We do not endorse third-party content or transactions on the Website. The Website is provided “as-is” without warranties. We are not liable for any interruption or error in service. Your access to the Website depends on external networks beyond our control.

11. Third-Party Sites or Services

The Website may link to third-party services. We are not responsible for their content or actions. Check their terms before use.

12. Contacting Us

To contact the Publisher, write to:
Innovation Health Benefits
Email: info@spanish.innovationhealthbenefits.com

13. Disputes

Unless required by law, disputes are governed by the laws of England and Wales, with exclusive jurisdiction in their courts. If local laws or courts do not allow this, your local laws and jurisdiction will apply.

14. Other Important Legal Terms

You may not transfer your rights under these Terms. If we do not enforce a breach, it does not waive our rights. If any part of these Terms is invalid, the rest remains in effect. These Terms and the Privacy Policy constitute the entire agreement between you, us, and the Publisher regarding the Website.